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Financing real estate, investing in relationships.

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Who We Are

With over $24 billion in assets, we are a financial institution with the scale to offer our customers products and services equal to those of super regional and national banks, while remaining focused on community bank service levels for every customer.

Our Umpqua Bank Commercial Real Estate team of financial professionals is committed to providing you a unique and personalized customer experience.

We are a direct lender specializing in stabilized Multifamily, Mixed-use and Mobile Home Park financing, operating in the major metropolitan markets along the west coast. Since program inception in October 2010, the Multifamily Division has been an active and competitive apartment lender, funding more than $5.2 billion in apartment loans, ranging from $1MM-$15MM with a variety of fixed rates and flexible payment terms.

Our goal is to be your trusted resource
We know how important timing is when it comes to real estate financing, so our knowledgeable lenders stay engaged throughout the process. You'll benefit from a variety of program features such as early rate locks, no impounds for taxes, insurance or capital improvements and flexible, step down prepayment schedules. Limited-recourse and interest only options are available, as well as earn-out options for properties with significant rental upside.

Commercial Real Estate Division
Allow us to provide a structured financing solution that will help you take advantage of the changing market dynamics. Our CRED team is dedicated to meeting the banking needs of professional real estate investors and developers by providing financing options for all the major real estate product types, including Commercial Construction, to get you through every step of your project, Permanent Financing with competitive rates on commercial and income-producing real estate and Bridge Financing to rehabilitate and reposition your project in order to maximize your return.





With production offices in Washington, Oregon and California, Umpqua Bank provides a wide range of financing products for income producing properties throughout the West.

Map of Intervest Office Locations

A. Kirkland
10230 NE Points Drive, Ste. 530
Kirkland, WA 98033
B. Oregon 
5005 SW Meadows Rd., Ste. 400  
Lake Oswego, OR 97035
Northern California
C. Oakland
180 Grand Ave., Ste. 1400
Oakland, CA 94612
Southern California
D. Irvine
20 Pacifica, Ste. 200
Irvine, CA 92618


Umpqua Bank provides complete personal, small business, commercial and institutional solutions. With headquarters located in Portland, OR, Umpqua Bank operates full-service stores throughout Washington, Idaho, Oregon, California, and Nevada.

Industry Resources

Mortgage Bankers Association (MBA)
The MBA is the national association representing the real estate finance industry.
National Association of Industrial and Office Properties (NAIOP)
The Commercial Real Estate Development Association is the leading organization for developers, owners and related professionals in office, industrial and mixed-use real estate.
International Council of Shopping Centers (ICSC)
The ICSC is the global trade association of the shopping center industry.
California Mortgage Bankers Association (CMBA)
The CMBA serves to represent the residential and commercial real estate finance industry before all governing bodies.
Urban Land Institute (ULI)
The ULI provides leadership in the responsible use of land and in creating and sustaining thriving communities worldwide.
Washington Multifamily Housing Association
The Washington Multifamily Housing Association is a non-profit trade association serving the multifamily rental housing industry.
Bloomberg is a leader in global business and financial information.
The Federal Reserve Board
The Federal Reserve Board is the central banking system of the United States, governed by the seven-member board.
Rental Housing Associations
Organizations of rental property owners, managers and investors by state working together to advance the general welfare of the rental housing industry.