Who We Are
With over $24 billion in assets, we are a financial institution with the scale to offer our customers products and services equal to those of super regional and national banks, while remaining focused on community bank service levels for every customer.
Our Umpqua Bank Commercial Real Estate team of financial professionals is committed to providing you a unique and personalized customer experience.
We are a direct lender specializing in stabilized Multifamily, Mixed-use and Mobile Home Park financing, operating in the major metropolitan markets along the west coast. Since program inception in October 2010, the Multifamily Division has been an active and competitive apartment lender, funding more than $5.2 billion in apartment loans, ranging from $1MM-$15MM with a variety of fixed rates and flexible payment terms.
Our goal is to be your trusted resource
We know how important timing is when it comes to real estate financing, so our knowledgeable lenders stay engaged throughout the process. You'll benefit from a variety of program features such as early rate locks, no impounds for taxes, insurance or capital improvements and flexible, step down prepayment schedules. Limited-recourse and interest only options are available, as well as earn-out options for properties with significant rental upside.
Commercial Real Estate Division
Allow us to provide a structured financing solution that will help you take advantage of the changing market dynamics. Our CRED team is dedicated to meeting the banking needs of professional real estate investors and developers by providing financing options for all the major real estate product types, including Commercial Construction, to get you through every step of your project, Permanent Financing with competitive rates on commercial and income-producing real estate and Bridge Financing to rehabilitate and reposition your project in order to maximize your return.